Stock Sale Timing Calculator
Compare selling now (short-term) vs. waiting for long-term treatment
How to use: Enter the current stock price and your short-term / long-term tax rates in the configuration section. Lots held for over one year qualify for long-term capital gains. For short-term lots, the calculator shows a break-even future price — the lowest the stock can drop by the time it becomes long-term and still net you more than selling today at the higher short-term rate. Use the projected future price field to model what happens if the stock moves up or down before your lots become long-term.
Import from Schwab:
• Individual account lots: Individual → Positions → Lot Details → Export
• Equity award lots: Equity Awards → Vested Award Shares → Export
Detailed Analysis
For informational purposes only. Not financial or tax advice. Consult a tax professional for your specific situation.